Loan Rates

Current Loan Rates

(Subject to change without notice)

Term*
APR

SECURED LOANS

$5,000 or more with a title

Vehicles, Motorcycles, Boats, Campers, etc.

Up to 3 years
1.99%
Up to 4 years
1.99%
Up to 5 years
2.99%
Up to 6 years
3.99%

SECURED LOANS 

($3,000 to $4,999)

Up to 2 1/2 years

8.00%

HOME EQUITY LINE OF CREDIT

Prime Rate minus 1/2%
Up to 80% of your home’s equity

Up to 20 years

3.75%

UNSECURED LOANS

$2,000 or more
Up to 3 1/2 years
10.50%
$1,000 to $1,999
Up to 2 years
14.50%
less than $1,000
Up to 1 1/2 years
16.50%

VISA CREDIT CARD

12.50%

OVERDRAFT LINE OF CREDIT

18.00%
*Maximum term determined by amount borrowed