Current Deposit Rates

(Subject to change without notice)

TERMS

APR

APY

CERTIFICATES OF DEPOSIT

(Dividend paid at maturity)

$1,000 to $99,999.99

12 months

3.50%

3.50%

$100,000 and over

12 months

3.50%

3.50%

$1,000 and over

6 months

3.00%

3.02%

MONEY MARKET

$2,500 to $19,999

$20,000 and over

(Dividend paid monthly)

0.80%

0.80%

1.00%

1.00%

CHECKING

NO MINIMUM BALANCE REQUIRED!

(Dividend paid monthly)

0.05%

0.05%

SAVINGS ACCOUNTS

REGULAR SAVINGS

CHRISTMAS CLUB SAVINGS

(Dividend paid quarterly)

ONLY $5 REQUIRED!

0.35%

0.35%

0.35%

0.35%